When you have been in an auto accident legal terms are thrown about by insurance folks and lawyers. Terms such as "duty" and "negligence." Legal definitions abound. For example, the definition of  duty of care in legalese is: "The obligation to conform to a certain standard of conduct for the protection of others against unreasonable risk of harm."  Sure, clear as mud. Simplified (I hope), it means: Don't inflict damage or harm carelessly on another. Negligence, on the other hand, is something an injured person or their lawyer must be able to prove...
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